Ruhl & Associates, LLC, offers a unique service… reliable outsourced accounting management services – all at a fraction of the cost of hiring a full time employee.

All successful companies need reliable, timely and relevant financial information to make sound business decisions. We have the expertise and capability to offer customized financial accounting resources on a part-time basis and within a budget you can afford.

Whether you’re a startup company looking for accurate bookkeeping services or an established business ready for the services of a controller or CFO, the accounting management expertise we provide will allow you to focus on your core competencies and help you manage your business more efficiently, make better financial decisions and accomplish your strategic objectives.

For more than 15 years, Ruhl & Associates, LLC, has been working with businesses in a variety of industries saving them time, money and stress. If you’re looking for the financial expertise of a trusted advisor without the need of hiring a new employee, call us at 610-685-0791, or email us at, for a free consultation to discuss your current accounting management needs.

Industry Experience

Our team has the knowledge and hands-on experience to handle the unique accounting requirements and challenges of most industries. Our clients include businesses in:

  • Construction (General & Subcontractors)
  • Wholesale &Distribution
  • Retail
  • Service industries
  • Real estate and property management
  • Job Shops
  • Non-Profits

We can provide the expertise to meet the unique accounting challenges faced by specific industries. A few examples include:

Construction Accounting

  • Accounting for Work-In-Progress and backlog reporting
  • Recognizing proper revenues utilizing the percentage-of-completion basis
  • Providing proper financial data for banking relations and bonding requirements
  • Allocating overhead and burden to job costs

Inventory Management

  • Maintaining accurate perpetual inventories
  • Standard costing and accounting for over/under absorbed costs
  • Matching of Purchase Order Receipts with Vendor Invoices and variance resolution. Improper accounting for matching the purchase order receiving and accounts payable vouching processes has caused significant profit adjustments.


  • Most non-profits require the use of fund accounting for financial reporting.
  • Proper accounting of fund balances for both restricted and unrestricted funds is essential

If audited or reviewed statements are required, we will facilitate work with your CPA firm to ensure an efficient year end close.

Accounting Systems Experience

Many clients require an industry-specific accounting system to meet their operational and financial accounting needs. Our team has extensive experience with a number of accounting systems and will work with any system our clients use.

Most systems have similar core features. If we encounter a new system, we will take the time to become intimately familiar with its unique characteristics. Some of the systems we are familiar with include:

  • Sage 50 (formerly Peachtree)
  • Sage 100 (formerly MAS 90). We have many clients currently using Sage 100.
  • Star Builder Construction Accounting
  • ACS Master (Job Shop & Repair software)
  • Buildium Property Management
  • Hard Hat Job Cost Accounting
  • QuickBooks
QuickBooks Pro
QuickBooks Premier
QuickBooks Enterprise
QuickBooks Online


We are a CertifiedQuickBooks Pro Advisor and have extensive experience working with all versions of QuickBooks. QuickBooks is a powerful and cost-effective solution for small and medium sized businesses if utilized correctly.

Anyone can use QuickBooks to pay bills and record deposits, and there is no shortage of self-proclaimed “QuickBooks Experts”. Just when we think we have encountered every possible accounting issue, challenge or broken system, we run across a crazy new scenario.

Our accounting experience and knowledge of accounting standards will ensure your QuickBooks financial statements accurately report the results of your financial performance and are a useful tool in making sound business decisions.

Request Your Free Consultation

Chat with one of our industry experts about how we can help you with your accounting & bookkeeping



    I am an accounting professional with more than 34 years of experience, including five in public accounting and 29 working in various industries as Controller and Treasurer. I graduated from Twin Valley High School and Kutztown University, with a major in Accounting and Business Administration. I am a member of the Institute of Management Accountants (IMA), the Construction Financial Management Association (CFMA) and the PA Institute of Certified Public Accountants (PICPA).

    As President of Ruhl & Associates, LLC, I enjoy coaching a team of dedicated, enthusiastic professionals who are committed to helping their clients make sound business decisions, utilizing relevant and timely financial statements and analytical data. My team enjoys working closely with our clients to maintain reliable financial accounting systems and processes that are crucial to the success of all businesses.


    • I enjoy spending time with my wife, Jean, and three daughters: Jayne, Emily and Molly.
    • I love being outdoors, especially hiking, kayaking and mountain biking.
    • I like hunting in Potter County.
    • When I have extra time, I watch re-runs of the television show MASH.
    Phone: 610-685-0791
    Extension: 111



    I am a graduate from Kutztown University with a major in Accounting. I am working on obtaining my CPA license and am a member of both the PA Institute of Certified Public Accountants (PICPA) and the American Institute of CPAs (AICPA). It is my responsibility to analyze and manage my clients’ financial statements, including their monthly, quarterly and yearly closings. I work to identify ways to improve a company’s financials, along with providing backup accounting staffing.


    • I attended various colleges as I worked toward my accounting degree, traveling with my husband who is in the military.
    • I am from Wichita, KS.
    • When I am not at work, I enjoy doing lots of activities with my family.
    • I love to swim, kayak and fish, but I also enjoy going to the movies.

    “Vanessa is the newest addition to our team. She is energetic, a quick learner and displays an enthusiasm to hone her accounting skills. Her initial focus has been month-end closings and financial statement preparation for construction and light industrial clients. Her clients enjoy her charismatic presence in their offices.” Rick Ruhl, President, Ruhl & Associates, LLC
    Phone: 610-685-0791
    Extension: 115



    I am an accounting professional with 23 years’ experience. I am a graduate of Tulpehocken High School and Alvernia University, with a degree in Accounting. At Ruhl & Associates, LLC, I am responsible for the management of various clients’ accounting needs, and do a lot of onsite work, based on their requirements.


    • I have two fabulous children and seven happy grandchildren.
    • I love being a grandmother.
    • When I am not with my family, I love to travel. I have been to many places, but my favorite is Alaska.
    • I enjoy reading a good mystery book, going shopping, sewing, sports and being with friends.

    “Pat joined our team in 2011. She provides accounting management and controller level support to clients utilizing more advanced accounting systems such as Sage 100 (MAS90). Her commitment to maintaining accurate general ledgers is unparalleled. She is tenacious in solving accounting issues, especially when her clients get creative. Pat ‘s clients love her cheerful personality and leadership she brings to the office.”  Rick Ruhl, President, Ruhl & Associates, LLC
    Phone: 610-685-0791
    Extension: 113



    I joined the Ruhl & Associates, LLC, team in 2014 with more than 25 years of accounting experience. As an accounting professional, my focus is on organization and efficiency. I am responsible for the management of several client accounts and take pride in meeting a customer’s financial needs in a timely, friendly manner. I look forward to working with you!


    • My husband and I have two sons, one daughter, two daughters-in-law and one son-in-law.
    • I am the proud grandmother to three very handsome grandsons.
    • I LOVE vacationing at the beach.
    • I enjoy spending lots of time with my family and my incredibly adorable Pomeranian.
    • I have been known to do some binge-watching of Netflix.

    “Bonnie has been a great addition to our team. Her knowledge and hands-on experience with QuickBooks is exceptional. She handles a broad range of responsibilities for her clients that extend beyond basic accounting tasks. Her clients trust her decision making and rely on her to assist in managing and projecting cash flow. Her accuracy and dedication are commendable.”

    Rick Ruhl, President, Ruhl & Associates, LLC
    Phone: 610-685-0791
    Extension: 114


    Accounting Associate/Office Manager

    I have my undergraduate degree from York College of Pennsylvania, and a master’s degree in Social Work from West Chester University. As an accounting professional for two years, I am responsible for processing payroll, bookkeeping, accounting support and special projects at Ruhl & Associates, LLC.


    • I love to be active, especially by running. I am proud to have completed several half marathons.
    • I really enjoy cooking…and vacuuming… 🙂
    • I love to spend time with close friends and family.
    • I am perfectly happy to cozy up and watch Netflix.

    “Jayne performs vital administrative and office responsibilities for the firm, as well as providing accounting support to clients. She handles the bookkeeping for several QuickBooks clients and performs a multitude of special projects particularly when onboarding new clients. She never refuses an assignment, no matter how tedious or unfulfilling. It is a pleasure to have Jayne in the office.” Rick Ruhl, President, Ruhl & Associates, LLC
    Phone: 610-685-0791
    Extension: 116



    I joined the Ruhl & Associates, LLC, team with 12 years’ experience in the banking industry. Growing up in the snow belt of northwestern PA, I am a graduate of Meadville High School and Penn State University. After receiving a BS in Finance from Penn State, I got my master’s degree in Business Administration from St. Joseph’s University. For the past 10 years, I have been responsible for payroll, payables and receivables, and financial analysis for a diverse client base. Each day is unique and brings new challenges, which is something I love about working for Ruhl & Associates, LLC.


    • I love spending time with my husband, Jeff; my daughter, Lauren; my son, Andrew; and Indie, my Australian Shepherd.
    • I am proud to be a Penn State grad with both my son and daughter. We cheer on the Nittany Lions anytime, anywhere!
    • I enjoy traveling, taking long walks, and a great glass of wine.

    “Pam has been a dedicated and valued member of our team for over 10 years. She always conducts herself with grace and poise when interacting with any client. Her consummate professionalism is admired and respected. We can always rely on Pam to tackle challenging assignments independently. She is very patient and thorough when coaching and working with her clients.”

    Rick Ruhl, President, Ruhl & Associates, LLC
    Phone: 610-685-0791
    Extension: 112


    Client Development Director

    I am a marketing professional with more than 12 years’ experience in business development, advertising and graphic design. I am a graduate of Moravian College in Bethlehem, PA, with a degree in Business Management. As Director of Client Development for Ruhl & Associates, LLC, I am responsible for marketing, advertising, website management, lead generation and social media.


    • I am mom to two wonderfully amazing and silly boys.
    • I have a minor obsession with all things “dachshund”, thanks to my long-hair black and tan dachshund, Trotter (named after    former Philadelphia Eagle, Jeremiah Trotter).
    • My favorite place in the whole world is the beach.
    • I love spending as much time as I possibly can with my family.
    • I believe if we could all smile a little more, the world would be a much happier place.

    “Sara is our first marketing professional. Her initial priority was the development of our new website. She also coordinated our first client appreciation event in the dugout suite of a Reading Fightin Phils baseball game. Her marketing expertise and experience will be a valuable asset for our firm. We expect Sara to play a central role in our plans for growth and client development. We are excited to have her onboard.” Rick Ruhl, President, Ruhl & Associates, LLC

    Phone: 610-685-0791
    Extension: 121

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